Senior Care Professionals

Home Equity as a Solution to Funding Home Care Services

Give More Clients the Care They Need in the Home They Love.

Retirement Graphic

At C2 Financial, we have helped thousands of homeowners strategically use their home equity to achieve a better retirement. With our wide-ranging home equity solutions, older Americans can customize the right plan for their specific healthcare needs, including in-home care.

Our Goals

Educate seniors and their families on all funding options available to them.
Avoid having home care services prematurely or unnecessarily lowered or canceled.
Reduce financial stress over the ongoing or increasing cost of care for clients and their families.
Retrofit, remodel, or modify the home for safety, prevention, and other needs.

HECM Borrower Basics

Must be 62 or better.
The home must be their primary residence.
No monthly mortgage payments are required so long as they continue to pay property taxes and homeowners insurance and maintain the home.
Equity can be accessed several ways – lump sum, monthly payments for life, as a line of credit that can grow over time, or a combination of these for added flexibility.

More options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase and jumbo reverse for purchase loans.

¹https://assets.aarp.org/rgcenter/ppi/liv-com/ib190.pdf
²https://www.gobankingrates.com/retirement/planning/why-americans-will-retire-broke/
³Senior Home Equity Exceeds Record $11.12 Trillion - NRMLA. July 25, 2022. Senior Home Equity Exceeds Record $11.12 Trillion. https://www.nrmlaonline.org/about/press-releases/senior-home-equity-exceeds-record-11-12-trillion

Let’s Talk

Speak with us today who will clear up all the questions you have. We will ensure that you have all the facts on this program, and we pride ourselves in making sure that every critical piece of information you need is properly disclosed to you (with no hidden details).