Mandi Stephens
C2 Certified Reverse Mortgage Specialist
NMLS# 666638
(971) 241-9790
C2 Financial NMLS# 135622
C2 Certified Reverse Mortgage Specialist
NMLS# 666638
(971) 241-9790
C2 Financial NMLS# 135622
Reverse mortgages allow seniors, 55 and older, to tap into the equity in their home to produce a stream of income. This compliments any retirement savings and social security, so our seniors can maintain their standard of living and have secure financial opportunities they can depend on.
Reverse mortgage loans have specific qualifications. Borrowers must be at least 55 years old and own their primary residence. They must also have equity in the house to pay off any outstanding balances.
As the fastest growing division at C2, the reverse team has more Certified Reverse Mortgage Planners than any other mortgage broker in the industry. Only 25% of those who take the reverse mortgage exam pass. Every C2 Reverse Mortgage Planner must then go through a strict proprietary certification process.
C2's proprietary certification program ensures every loan officer has access to continued education so they too can originate reverse mortgage loans. Their program is split into three categories—learn, market, and originate.
Whether your goal is to finance your first home or your last home or want to use your current housing wealth to sustain your retirement lifestyle, C2 Financial has the right loan for you.
C2 Financial is a full-service mortgage lender with traditional (conventional, jumbo, FHA, VA), refinance, and reverse mortgage loans. For every stage of your life, we have a mortgage to match and more importantly, we’ll guide you through the loan process every step of the way.
A purchase mortgage is what homebuyers use to finance the purchase of a new home. Whereas, a refinance mortgage is what borrowers who already own a home use to replace their current mortgage, usually with the goal of achieving a better interest rate, term, or cash-out.
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A mortgage refinance is replacing a current mortgage with a new mortgage loan. It is usually undertaken to obtain a new mortgage with a lower monthly mortgage payment achieved by means of a lower interest, new loan term, or new loan type.
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A reverse mortgage is a way for older Americans to convert some of their home equity to pay off their current mortgage — if they still have one — and create more cash flow to cover everyday expenses, home renovations, medical expenses, and other needs and goals.
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